You will first be prompted to complete extra smoker details, in which you will also find a link to view the provider’s smoker rules, to help complete the questions. Unlike adding a smoker question in client details, which is a simple yes or no, you will be able to complete ex-smoker information. The more information that is provided within the disclosures, the more accurate your indicative underwritten quote will be. We would advise checking the provider’s rules, as shown by the arrow above, to check. You can click the link on the screen as shown above to view each provider’s rules regarding smoker classifications. Once you have completed this section, press the ‘Continue’ button to move into the disclosures screen.
