Ex‑Smoker can be added in the Client Details section of SolutionBuilder.
Some providers recognise ex‑smoker status via SolutionBuilder, and this may be taken into account during the quotation process.
Where supported by the provider, ex‑smoker status captured in SolutionBuilder is recognised and applied as part of the quote premium displayed. This may be taken into account for both Advanced Underwriting and Non‑Underwritten quotes and can influence the quotes returned.
If Smoker History has been considered as part of a Non‑Underwritten quote, this will be clearly indicated within the quote results, as shown below. The comparison report will also show any ex-Smoker considerations.
Please note you will need to run a Advanced Underwriting quote to see Zurich and Vitality’s ex-smoker quote response.
Advanced Underwritng Journey
Non Underwritten Journey Or Providers Via Advanced Underwritten Quote that are not currently Availalbe via Advanced Underwriting.
