Advanced Underwriting is our brand-new innovation that directly addresses one of the biggest challenges in the protection market – better and more accurate upfront quotes.
Now, with Advanced Underwriting, you and your clients will see premiums with increased accuracy before final underwriting. You will only ever need to complete just one application for quotes from across the protection market, never having to start from scratch after an underwriting shock.
Advanced Underwriting will make client expectations clearer from the outset, and applications less time-consuming for you, so you can get more of your clients protected without delay.
The current quote to apply process already works for around 70% of applicants, where premiums or terms don’t change after underwriting. For the rest, Advanced Underwriting will capture the most common disclosure scenarios, so you can avoid multiple revisions, premium shocks and a lack of transparency.
The Exeter
Vitality
Zurich