Overview
Some illustrations include a message indicating that higher annuity rates may be available from other providers, along with an estimated annual income difference.
Why this is shown
This message is included to support transparency and informed decision‑making.
Where available data suggests that higher headline rates exist in the wider market, the illustration highlights this so advisers are aware of the potential difference in income.
What it means
- It reflects a broad market comparison based on the details provided
- The income difference shown is indicative only
- It is not a recommendation or advice
How to use this information
The message is intended to support your client discussions by providing context. It should not be viewed in isolation.
Product selection should consider:
- Features and options
- Guarantees and terms
- Client needs and priorities
Summary
This message is a disclosure only. It highlights that higher rates may exist elsewhere but does not suggest that an alternative provider would be more suitable.